BestRateJO

Terms and Conditions

We shall have the right to, after receiving data by the [User/Customer/Client/Subscriber], review banks on behalf of the [User/Customer/Client/Subscriber], and to provide service, get access and view the credit decision submitted by third parties (e.i Banks and Financing Companies) contracting with BestrateJo platform for the purposes of submitting it to the [User/Customer/Client/Subscriber] in addition to clarifying any inquiries related to it.

By accessing this Platform, you agree to be bound by these Terms of Use. If you do not agree to be bound by these Terms of Use, please do not use or access this Platform.

Permitted Use

Our Platform and Services are solely for your personal and non-commercial use. They contain material that is derived in whole or in part from material supplied and owned by BestRate and other sources. Such material is protected by copyright, trademark and other applicable laws. Unless otherwise agreed to in writing by us, you agree that you will not use the Services, or duplicate, download, publish, modify or otherwise distribute or use any material in the Services for any purpose, except for your personal, non-commercial use.

Use of the Services or any materials or content on the Platform for any commercial or other unauthorized purpose is prohibited. You may not download (other than page caching) or modify the Services or any portion of them unless we have provided you with express written consent. You shall not make a derivative use of the Services (or any part thereof) for any purpose, nor shall you download or copy information of users, or otherwise engage in data mining or similar data gathering.

Disclaimer

We have taken every care in the preparation of the content of this Platform, however, to the extent permitted by applicable law, we do not represent or warrant the accuracy or reliability of any of the information or content about any goods, services or advertisements (Materials) contained on, distributed through, or linked, downloaded or accessed from this Platform. Further, no warranty is given that the Platform shall be available on an uninterrupted basis, and no liability can be accepted in respect of loss or damage arising out of such unavailability.

Except as expressly provided in these Terms of Use, we exclude all representations, conditions and warranties relating to the Services including, without limitation, merchantability, fitness for any purpose whether express or implied (by statute or otherwise) to the fullest extent permitted by law. We do not seek to exclude or limit our liability to you for:

Death or personal injury caused by our negligence;
Gross negligence;
Fraud or fraudulent misrepresentation; or
Any other matter for which it would be illegal for us to exclude, or attempt to exclude, our liability.

Notwithstanding the above, we shall not be liable to you for any of the following whether arising from any claim in connection with the use of the Platform, including without limitation, under any tort, including negligence, for breach of contract, for misrepresentation, property infringement or under any statute or otherwise:

Any direct losses;
Any indirect, special or consequential losses, including, without limitation, any loss of business, data, profits, revenue, goodwill, use or anticipated savings;
Loss or damage to your, or any third party's, data or records; and/or
Any delay in, or failure of, performance of our obligations under these Terms and Conditions.

Links

Certain links in this Platform (Available now or in the future) will lead to third party sites not under our control. Links provided on the Platform do not represent any endorsement or other acceptance of responsibility or liability by us for any content provided or made available on such sites. When any of these links are activated you will leave our Platform and we have no control over and will not accept responsibility, or liability, for any material or service contained on any linked site.

Registration

Customers may register to use the services available from this Platform. We may decline a registration request at our sole discretion. By registering for the Services, you agree that the information provided by you is true, accurate, current and complete in all respects, you will notify us immediately of any changes to the personal information by updating your details, and you agree not to impersonate any other person or entity or to use a false name or a name that you are not authorised to use.

Intellectual Property

We are the owners and/or licensees (as applicable) of all copyright, design rights, database rights, trademarks and other intellectual property rights on this Platform and your use of the Platform grants no rights to you in relation to our intellectual property rights or the intellectual property rights of third parties. You may not modify, copy, translate, broadcast, perform, distribute, frame, reproduce, republish, post, transmit or sell any content or intellectual property appearing on this Platform.

Privacy Policy

Your privacy is very important to us. This policy sets out how we use and protect any information that you give us when you use this Platform. We may change this Privacy Policy from time to time by updating this page. Other privacy terms may apply where you access other Platforms or services through the Platform.

Protection

We maintain certain High Value safeguards for the Services on our Platform to help protect against loss, misuse or unauthorized access, disclosure, alteration or destruction of the information you provide via the Platform. Unfortunately, no transmission of data is guaranteed to be completely secure. It may be possible for third parties not under our control to intercept or access transmissions or private communications unlawfully (Via Hacking and other Illegal data gathering techniques). Therefore, any transmission of information to us is made at your own risk. If you believe that your interaction with us is no longer secure, please notify us in writing.

Your Information

When you create an account through this Platform, we will ask you to provide us with, and collect, information such as your name, email address, telephone number, date of birth, product selections, passwords etc. We may not collect this information if you do not register with us. We also collect, (and our third-party providers of advertisements and content may collect) certain information about user activity on our Platform. Only activity and generic information, no personal or private data will be shared to any third-parties except those agreed upon with you.

Except for the foregoing, we may use your information collected through the Platform for the following purposes:

1. To process your order;

2. For statistical analysis purposes;

3. To improve this Platform and the Services we offer;

4. To provide you with Platform content and advertisements which we think you might be interested in;

5. To personalise our communications with you and your experience of our Platform;

6. To administer this Platform;

7. To notify you of products or special offers that may be of interest to you;

8. To contact you in relation to your account registration and to send you any passwords required for you to access and use your account on the Platform; and

9. Internal record keeping.

Some of the advertisements you see on the Platform are selected and delivered by third parties, such as ad networks, advertising agencies, advertisers, and audience segment providers. These third parties may collect information about you and your online activities, either on the Platform or on other Platforms, through cookies, web beacons, and other technologies in an effort to understand your interests and deliver to you, advertisements that are tailored to your interests. Please note that we do not have access to, or control over, the information these third parties may collect. The information practices of these third parties are not covered by this Privacy Policy.

Use & Disclosure

Your personal information will be used for the above purposes by our staff and by those who support them in their roles. It may also be disclosed to reputable third parties which

we engage to help us run our business such as Banks, Financial Institutions, Insurance Providers etc. Including for the purpose of fulfilling orders. This may include banks, service providers and subcontractors retained to perform functions on our behalf or to provide services to us. This information is provided to such service providers and subcontractors on the basis that they do not collect, use or disclose the personal information for any purpose other than to perform such functions on our behalf or to provide services to us or as otherwise required by law.

We are constantly looking for ways to improve our Services and may therefore occasionally contact you for research purposes. We may contact you for the above purposes by SMS and/or email. We will obtain your consent where we are required to do so by law. You can unsubscribe from receiving such at any time.

We may also disclose your personal data where we believe that disclosure is appropriate in connection with efforts to investigate, prevent, or take action regarding illegal activity, suspected fraud, or other wrongdoing; to protect and defend our rights, property, safety, customers, staff, suppliers or others; to credit reference and fraud detection agencies in order to authenticate your identity and validate your payment card; and otherwise to the relevant governmental authority or body as required by law.

Access and Correction

We provide online visitors with access to their information and the ability to review, update and correct it. To help your privacy and security, we will take reasonable steps to verify your identity, such as requiring a password and username before granting access to information about you.

Retention and Deletion

We may retain your data for as long as you use the Platform and/or Services and for a reasonable time thereafter. If you'd like to delete, modify or update your information then please contact us and we will respond in a reasonable timeframe. Please note that some or all of this data may be required in order for the Services to function properly, and we may be required to retain certain information by law.

Cookies and Tracking

Like many other Online Platforms, we use cookies and similar technologies on our Platform known as Cookies including HTTP cookies, flash cookies, HTML5 and Flash local storage, web beacons/GIFs, embedded scripts, e-tags/cache browsers. Your use of the Platform indicates your consent to our use of Cookies. However, you have the choice whether to accept the use of Cookies and can opt out from the same at any time.

We may use Cookies for a variety of purposes and to enhance your online experience, for example, by remembering your log-in status and viewing preferences from a previous use of the Platform, for when you later return to that Platform. In particular, our Platform uses strictly necessary cookies, analytics and performance-related cookies, functionality-related cookies and targeting-related cookies.

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